Terms & Conditions
These Terms and Conditions (together with the documents they expressly incorporate by reference) govern your access to and use of the Website, including any content, functionality, and services offered on or through the Website (collectively, the "Services"), whether as a guest or a registered user.
Please read the Terms and Conditions carefully before you start to use the Website. By using the Website, you accept and agree to be bound and abide by these Terms and Conditions and our Privacy Policy, incorporated here by reference. If you do not want to agree to these Terms and Conditions, including the agreements incorporated by reference herein, you must not access or use the Website.
Eligibility:
This Website is offered and available to users who are 18 years of age or older. By using the Website, you represent and warrant that you are of legal age to form a binding contract with Virtue Advisory Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.
Changes to the Terms and Conditions:
We may revise and update these Terms and Conditions from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms and Conditions means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.
Privacy:
Your use of the Website is also subject to Virtue Advisory Company's Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms and Conditions.
Additional Terms:
These Terms and Conditions may be supplemented by additional terms and conditions applicable to specific portions of the Website or Services. You agree to abide by such additional terms and conditions.
Your Use of the Services:
You agree to use the Website and Services only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use the Website or Services:
In a way that violates any applicable law or regulation.
For the purpose of exploiting, harming, or threatening others.
To transmit (or procure the transmission of) any material that is unlawful, harmful, threatening, abusive, defamatory, obscene, vulgar, hateful, or racially or ethnically offensive.
To interfere with or disrupt the Website or Services or any servers or networks connected to the Website or Services.
To impersonate any person or entity, or to falsely state or otherwise misrepresent your affiliation with a person or entity.
Intellectual Property:
The Website and Services contain intellectual property owned by Virtue Advisory Company or its licensors, including trademarks, copyrights, and other intellectual property rights. You agree not to reproduce, modify, distribute, or commercially exploit any of the materials contained on the Website or in the Services.
Disclaimers:
The Website and Services are provided "as is" and without warranties of any kind, whether express or implied. Virtue Advisory Company disclaims all warranties, including but not limited to the warranties of merchantability, fitness for a particular purpose, and non-infringement. Virtue Advisory Company does not warrant that the Website or Services will be uninterrupted or error-free, that defects will be corrected, or that the Website or Services are free of viruses or other harmful components.
Limitation of Liability:
Virtue Advisory Company will not be liable for any damages arising out of or related to your use of the Website or Services, including but not limited to direct, indirect, incidental, consequential, or punitive damages.
Termination:
We may terminate your access to the Website and Services for any reason, at any time, without notice.
Entire Agreement:
These Terms and Conditions constitute the entire agreement between you and Virtue Advisory Company with respect to your use of the Website and Services.
Governing Law:
These Terms and Conditions will be governed by and construed in accordance with the laws of the State of Western Australia, without regard to its conflict of law provisions.
Dispute Resolution:
Any dispute arising out of or relating to these Terms and Conditions will be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will be held in [insert city and state], and you and Virtue Advisory Company consent to the exclusive jurisdiction and venue of the courts located in Australia for all matters relating to the arbitration.